Know what needs attention first
Foreclosure is a legal process to sell property to satisfy certain debts. The process varies with the loan, lien, and circumstances. Confirm what your notice says rather than relying on a general online timeline.
Your Austin-area property
For an Austin-area home, start with the actual property address, notice, and deadline. We can discuss a possible purchase alongside the steps you are taking with your servicer and independent advisers.
See our Austin transaction history and the surrounding communities we consider.
Options worth discussing
If you want to keep the home
Contact your mortgage servicer about available assistance. A HUD-approved housing counselor can help you explore options; eligibility and lender decisions vary.
If you are considering selling
Compare a direct offer with listing through a real estate agent, taking the actual deadline and property condition into account.
If the debt is more than the sale price
A sale may not leave proceeds or pay every obligation. Ask the servicer and your attorney about the options and any required approvals.
How The Tayton Group can help
If a sale is your preferred direction, we can review the property, discuss a proposed offer, and assess whether a purchase could fit the available time. In a transaction with us, we can coordinate access and requested information with the closing team, with your permission. We will tell you when the deadline or facts make a closing unrealistic.
Understand the money before deciding
If we propose a purchase, compare the offer with the amount you would actually receive. Ask the closing team to account for required payoffs, agreed expenses, and adjustments. Any remaining proceeds are distributed through closing; a positive payout or particular closing date is not guaranteed.
Helpful information to have ready
- The property address and any scheduled sale date
- The type of notice received and the response deadline
- The loan servicer’s name and approximate payoff information
- Other known liens, occupants, and your preferred outcome
Start with a short description. Do not put Social Security numbers, bank details, full loan account numbers, or private legal records in the website form or chat. Arrange an appropriate way to share documents with the responsible professional.
Common questions
Can Tayton stop my foreclosure?
We cannot promise to stop or postpone foreclosure. We evaluate a possible purchase. Your servicer, legal counsel, and the applicable process determine what relief or timing may be available.
Should I wait for an offer before contacting my lender?
No. Contact your servicer and seek appropriate legal or housing-counseling help promptly, whether or not you speak with us.
Will I receive money if I sell?
Only if the final settlement leaves proceeds after required payoffs, expenses, and adjustments. A purchase price is not the same as the amount you receive.
Further reading
Content reviewed October 18, 2026. Requirements and individual circumstances can change.